EMPLOYED

Borrower’s EligibilityAge: 25 to 59 years old (upon loan maturity)
Co-Maker: Acceptable co-makers shall be limited to spouse, first-degree relatives (i.e. mother, father, children) and siblings

With minimum monthly net disposable income (single or combined) of at least P30,000 plus regular monthly allowances with at least Net Monthly Salary of P20,000 (overtime, incentives, bonuses are not included in the evaluation)

Documentary RequirementsThree (3) valid IDs (Company and Two (2) Gov’t issued ID)
Latest Certificate of Employment and two months payslip
Latest ITR (employee’s copy signed by employer’s authorized signatory)
Latest Proof of Billing (Residence)
Authorization letter to verify to bank
Sketch of Residence

SELF EMPLOYED

Borrower’s EligibilityAge: 25 to 59 years old (upon loan maturity)
Co-Maker: Acceptable co-makers shall be limited to spouse, first-degree relatives (i.e. mother, father, children) and siblings

Business must be in existence for the last three (3) years.
Profitable operations for the past three (3) years.
With minimum net average monthly deposits of at least P100,000.00

Documentary RequirementsTwo (2) valid IDs (PRC and Gov’t issued ID)
Photocopy of Passbook or Statement of Account for the latest 6 months
Latest DTI if sole proprietorship or SEC if partnership or corporation with General Information Sheet
Latest Business Permit
Latest 2 years ITR w/FS
Latest 2 months Credit Card SOA and photocopy of Credit Card
Latest Proof of Billing (Residence)
Authorization letter to verify to bank
Sketch of Residence/Business